CREDIT PRODUCTS “GOODS ON CREDIT”
These products are offered to a wide range of small and medium-sized enterprises, farmers and employees of public institutions and private companies.
Credit products” goods on credit ” are designed to fulfil various customer needs, such as the purchase of consumer goods and payment of service charges.
To get loan product tariffs, please use the following link: tariffs
Minimum amount: 20 US dollars and the equivalent in Tajik somoni
Maximum amount: 2,000 US dollars and the equivalent in Tajik somoni
Currency: US dollar and Tajik somoni
Minimum term: 3 months
Maximum term: 18 months
Grace period on principal repayment: Not stipulate
Borrower’s contribution: Not required
Guarantor: Not required
Collateral: According to the schedule of collateral requirements
Loan interest: 0%
Service charge: The service fee is determined in accordance with the contract with each vendor
Method of loan repayment: Monthly equal payments – annuity payment
Full early loan repayment or partial prepayment: Authorised without penalty upon written application
Method of calculation of penalty for late payment of loan: 0.3% for each day of delay. The penalty is calculated on the unpaid principal amount of the debt
Additional information:
- The effective annual interest rate is calculated individually for each loan;
- In case of incomplete payment of the loan, compulsory collection of the loan shall be established.